יום שני, 13 באפריל 2015

How to save money every month

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How to save money every month:

There are countless ways to save money and cut costs dramatically without hurting your quality of life.
I mentioned here only tips and techniques that I personally use and that helps me to make things simple , minimalist and independent.

1. Live close as possible to the workplace. It saves time , which can invest in the making of food (rather than pay someone to make it),
Repairing your property (instead of paying someone to fix it) and of course - hobbies.
This tip allows to save fuel and vehicle maintenance costs , and of course contributes to physical fitness.

2. Cook for yourself. cook the food I eat on my own , which allows me to save money and of course, know exactly what I put in the body and in what quantity.
The food you prepare yourself is usually more quality than a prepared food.
Invest in quality kitchen equipment,  and learn how to cook for a few days in advance.
There are countless recipes for simple and quick meals that can survive months in the freezer.
The real trick, of course, is to learn to invent recipes available documentation.

3. Always prefer to buy second-hand products. the Wild appetite of the average consumer is insatiable.
 It's a bit cynical , but you can take advantage of this negative trait in your favor by purchasing second-hand completely normal products,
that the previous owner decided to get rid of them in favor of the "version upgraded".

4. Take care of you hair yourself. In other words- haircut yourself.
I think this tip is a must for men with short hair, In the long term , the ability to haircut yourself can save thousands of dollars.

5. Ride your bike wherever possible. Ride your bike wherever possible . Cycling puts you in shape and minimizes the need to spend money on gas
(assuming you live near to your workplace).
All the knowledge needed to attend a bicycle you can get yourself in no time and without resorting to a professional.
And above all - it's so much fun that it's addictive.

6. Go to the library. Buying books does not make you smarter. Reading books - Absolutely.
Frequently visit the public library allows you to do so - for free.

7. Cancel the subscription to the gym. Instead subscription, invested the money weights of various types.
 and of course a pair of running shoes. If you can't run , go swimming in the sea;
 If you do not know how to swim , ride a bike ; If you do not know how to ride a bike , Push your wheelchair as fast as possible.
The idea is to expend energy in any way for the body to say "enough".
There are countless websites that deal with body weight exercises.
If you want to combine physical activity with a hobby , you can go for a walk in nature or dance.

8. Compare service packages and choose the cheapest.
Compare the cellular companies, Internet , banks , credit card companies and insurance companies.
Never accept the first offer that you get- Learn to bargain , and do not be shy to use social engineering to get the cheapest offer.
Do not be loyal to the company or another just because you've always chose them.
when you can not make the payments , the company won't be loyal to you as much.

9. Turn off the light . This tip ridiculously simple , but it is worth quite a bit of money.
Daytime use sunlight to illuminate the house.
Got used to turn off all unused electrical appliance, and of course remove it from the socket.
Off device remains plugged into still consuming a small amount of electricity.
The cumulative total weighing on your electric bill.

10. Landline phone disconnected.
Completely unnecessary if you have a cell phone,
assuming you do not have to take care of young children or elderly person.

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